financeGet Paid Now
The payment is already earned. Let timing catch up.
Eligible suppliers, producers, contractors, or partners receive payment earlier. The payer keeps its normal date.
Explore supplier early paymentWorking capital infrastructure for B2B platforms
Turn verified B2B transactions into working capital.
Your platform confirms the transaction. Already runs underwriting, funding, and program operations behind the scenes, while you keep the customer relationship.
The transaction is already real.Already designs the financing around it.
Illustrative program / 0184 Partner-led experience
Already verified.approved.
$184,250.00Your platform Already program
01Platform confirmsVerified
02Already underwritesApproved
03Customer choosesOptional
Program outcomeSeller or vendor paid
Platform funds $0Illustrative only. Eligibility and terms depend on underwriting and program criteria.
01
Two products
Move payment timing.
Keep the workflow.
Clear products for two common working-capital needs.
Pay on Terms
The order is confirmed. Give the buyer more time.
The supplier is paid after fulfillment while an eligible business buyer receives approved payment terms.
Explore buyer payment termsOffers are optional. Third-party capital providers make final credit and funding decisions.
02
Partner value
Add working capital without becoming the lender.
You keep the customer. Already runs the program.
Explore a partnershipGive customers more flexibility
Eligible customers can get paid sooner or receive approved payment terms inside the product they already use.
Create a new revenue stream
Your platform can participate in program economics based on the structure agreed for the partnership.
Keep the customer relationship
The experience stays in your brand, product, and workflow. Already operates behind the scenes.
Use no platform balance sheet
Funding comes through the program. Your platform does not advance capital or hold the financing exposure.
Owns the customer experience.
Your brand, product, workflow, and transaction data stay at the center of the relationship.
Runs the working capital program.
Program design, underwriting, funding, operations, monitoring, and reporting happen behind the scenes.
03
How it works
One embedded offer.
Five simple steps.
Underwriting and funding stay behind the scenes. Your customer sees a clear, optional offer inside the product they already use.
- 01Verified
Your platform confirms the transaction.
The agreed event and transaction data come directly from the workflow your customer already uses.
- 02Underwritten
Already evaluates the opportunity.
Already assesses the payer and transaction against the program's agreed credit policy.
- 03Offered
The customer sees a simple choice.
An eligible customer can review an optional offer inside your product and decide whether to use it.
- 04Funded
The program pays the seller or vendor.
Funding is handled through the Already program. Your platform does not advance its own capital.
- 05Repaid
The payer repays on the agreed date.
Already manages the program operations, monitoring, and reporting behind the scenes.
Your platform verifies the transaction.Already underwrites and runs the program.The customer chooses.
04
Path to launch
Start with one workflow. Expand after performance is proven.
A controlled path from idea to pilot.
Choose one workflow.
Map the qualifying event, customer need, transaction data, payer, and payment path.
Design the program.
Define eligibility, underwriting policy, limits, funding, economics, and integration scope.
Start with a controlled pilot.
Go live with a defined cohort and clear limits, then expand after performance is proven.
OutcomeA controlled pilot with clear limits and success measures.
Start with a brief conversation
Talk through one use case.
Already will map the workflow and determine whether there is a practical opportunity before either team commits to an integration or pilot.
Explore a partnership