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The partner model

Your platform owns the customer.
Already runs the program.

You bring the customer experience and verified transaction data. Already handles program design, underwriting, funding, operations, monitoring, and reporting behind the scenes.

01

One embedded offer

Five simple steps, with underwriting and funding behind the scenes.

The customer journey stays clear because each partner knows what it owns.

  1. 01

    Verified

    Your platform confirms the qualifying event and sends the agreed transaction data.

  2. 02

    Underwritten

    Already evaluates the payer and transaction against the program's agreed credit policy.

  3. 03

    Offered

    The customer sees a clear, optional offer inside your product.

  4. 04

    Funded

    If the customer accepts, the program pays the seller or vendor. Your platform advances no capital.

  5. 05

    Repaid

    The payer repays on the agreed date while Already manages program operations and reporting.

02

Path to launch

Start with one workflow. Expand after performance is proven.

A focused pilot makes the first decision easier and gives both teams clear measures of success.

  1. 01
    PhaseValidate

    Choose one workflow.

    Map the qualifying event, customer need, available transaction data, payer, and payment path.

  2. 02
    PhaseStructure

    Design the program.

    Agree on eligibility, underwriting, limits, funding, economics, responsibilities, and integration scope.

  3. 03
    PhaseLaunch

    Run a controlled pilot.

    Start with a defined cohort and clear limits. Monitor adoption and payment performance before expanding.

03

Clear ownership

One experience. Three clear roles.

The program feels native to your product without creating extra operational work for your team.

Your platform

Own the customer

Keep the brand, product experience, workflow, and verified transaction data at the center.

Already

Run the program

Design the program and manage underwriting, funding, operations, monitoring, and reporting.

Your customer

Choose the offer

Review clear terms and decide whether to use early payment or buyer terms.

Start with one workflow

Let's evaluate one workflow together.

In a 30-minute working session, we will identify the qualifying event, payer, required data, underwriting criteria, funding flow, and next steps.

Request a workflow review